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Consider Including the TMJA in Your Financial Planning

We were recently contacted by Tom P. who informed us that he was including The TMJ Association (TMJA), in his financial planning. Tom wrote the following for us to share with our readers:

The Scoop on TMD Pharmaceuticals

Let's say the National Institutes of Health just handed us a multi-million dollar grant to get to the bottom of TMD and find a cure once and for all. I mean, we could start handing out heating pads left and right, but that kind of relief can only get us so far. Whenever I try a different form of therapy or medication, I like to think about the biology, right down to the cellular and molecular level. Why are the cells that make up my jaw region being such jerks?

Join Us AT TMJ Cafe

The TMJ Association is pleased to partner with Inspire to bring you the TMJ Cafe, a free online support network and discussion community for those with Temporomandibular Disorders (TMD). We invite you to meet others like you, share experiences and tips for getting through the day, and give and receive support.

Sustained and Repeated Mouth Opening Leads to Development of Painful Temporomandibular Disorders Involving Macrophage/Microglia Activation in Mice

Temporomandibular disorder (TMD) is a set of heterogeneous musculoskeletal conditions involving the temporomandibular joint (TMJ) and/or the masticatory muscles. Up to 33% of the population has had at least one symptom of TMD with 5-10% of them requiring treatment. Common symptoms include limited jaw movement, joint sound, and pain in the orofacial area. Once TMD becomes chronic, it can be debilitating with comorbidities that greatly reduce one's overall quality of life. However, the underlying mechanism of TMD is unclear due to the multicausative nature of the disease.

Prevalence of TMD in Sjӧgren Syndrome Patients

Sjӧgren's Syndrome seems to play a role in temporomandibular joint disorders.

Consider Including the TMJA in Your Financial Planning

  • Jul 18, 2018

We were recently contacted by Tom P. who informed us that he was including The TMJ Association (TMJA), in his financial planning. Tom wrote the following for us to share with our readers:

Dear Terrie, 

It was great to talk to you yesterday. I have used the resources of The TMJ Association for at least 20 years and it has been my main source for unbiased information and networking since I came down with TMD in 1984. You have helped me avoid more mistakes in my treatment and management of this widespread malady and I take much comfort in knowing you are vigorously seeking research that might lead to much better treatments! I am amazed that you have done so much with a very low budget. I found out recently that I can donate at this time some or all of my IRA retirement assets to your organization upon my passing and you are currently a named T.O.D. beneficiary. I think this is the best way I can help society and save estate taxes. I hope many others will consider this option to possibly maximize the good from one's estate. Keep up the great work! 

Sincerely,  

Tom P., Euless, Texas

 

Gifting to The TMJ Association   

This communication prompted us to ask you to consider including the TMJ Association in your financial planning. Below are a number of ways you can help:

Planned Gift

Consider a planned gift to The TMJ Association. Planned giving takes into careful consideration both your family's financial needs and your personal charitable goals, allowing you to leave a portion of your assets to The TMJ Association in your will, trust, beneficiary designation in your retirement accounts, insurance contract or planned gift arrangement.

Bequests
Simply name the TMJ Association as a beneficiary of a sum of money, or a percentage of your estate in your will or living trust. This revocable gift allows you the flexibility to revise your wishes over time as life circumstances change.
Sample Bequest Language 

  • Specific: I give $ _____ (number spelled out) to The TMJ Association, present address at P.O. Box 26770, Milwaukee, WI 53226-0770.
  • Fraction: I give The TMJ Association _____ % (fraction spelled out) of the rest, residue, and remainder of my estate, after payment of all specified bequests, expenses, taxes, and debts, to The TMJ Association, present address at P.O. Box 26770, Milwaukee, WI 53226-0770.
  • Residual: I give the rest, residue, and remainder of my estate, after the payment of all specified bequests, expenses, taxes, and debts to The TMJ Association, present address at P.O. Box 26770, Milwaukee, WI 53226-0770.

Life Insurance
Life insurance is a low-cost, simple way to make a significant planned gift. Do you have a life insurance policy that you no longer need now that your children out of college and on their own? Name The TMJ Association as a partial, contingent, full beneficiary or even the owner of your policy.

Retirement Assets
Designate The TMJ Association as a full or partial beneficiary of your qualified retirement plan (IRA, 401(k), 403(b)) using a beneficiary form. 

The above information is not intended as legal or tax advice. For such advice please consult an attorney or tax advisor. Examples are for hypothetical purposes only and are subject to change. 

The TMJ Association by Terrie Cowley

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In Treating TMJ

To view or order a free booklet about TMJ Disorders, visit the National Institutes of Health website.

U.S. DEPARTMENT OF HEALTH & HUMAN SERVICES
National Institutes of Health
National Institute of Dental and Craniofacial Research
Office of Research on Women's Health